WhyTheHeck

Member acquisitions costs can approach 10% of fees in Medicare Advantage HMOs. By making Medicare Fee For Service an “opt out” rather than

One way to significantly impact overall costs is to insist on ‘broker’ fee transparency. The brokers fees can be as high as 15% (they are often less) of the fees paid to the insurance company and are often not identified to the buying employer. Brokers have on occasion caused the buying employer to spend more [...]

A restaurant which insisted on giving us more food than we wanted, and wouldn’t let us leave until we ate it all, and sent the other diners the check for our extra portions, would go out of business within hours.
Yet, that is exactly what happens when it is time to die. In [...]